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From Your Rooftop to Ground Zero: Home Inspections

By: Elaine VonCannon

Home inspections are an important part of the real estate process whether you
are buying your first home, retiring to a second home or relocating to a new
area. Real estate agents must work with a home inspection company that is both
reputable and trustworthy. Attention to detail and knowing how to report the
facts are essential to a thorough home inspection. In this article I have asked
Kevin Salva of US Inspects‰ in Virginia to explain some of the basics of home
inspection to help answer the questions many homebuyers and sellers are asking.

No Stone Left Unturned

Home inspection covers many areas of the house. According to Kevin, a home
inspector must "objectively evaluate every angle of the home". The first
consideration for any home inspection is the age of the house. New homes fall
under stricter laws and regulations. Therefore, the inspector must pay attention
to the safety features and be certain the home is in compliance with the current
safety requirements. Older homes are only expected to meet the safety standards
and regulations current in the year they were built. However, older homes must
be carefully assessed for potential problems. "The structure of the house must
be analyzed along with the utilities, roof and heating and cooling systems,"
states Kevin. "I do a number of different inspections," continues Kevin,
"including termite, Radon, septic systems, private wells, and more." As a
potential homebuyer it is important to know what the basic home inspection
includes, and when you may need specific services such as termite, lead paint or
asbestos inspection. Your real estate agent can advise you on what types of
inspection are necessary.

Knowledge and Planning Lead to a Successful Purchase Kevin suggests all
homebuyers "become familiar with the average life span of particular household
appliances and systems". For example, a typical heat pump works for
approximately fifteen years. If you buy a home and the heat pump is fourteen
years old this repair expense may come in the near future. As a homebuyer,
knowledge and planning are the keys to avoiding unexpected costs and a lack of
funds to complete important repairs. Kevin also believes that an experienced and
reputable home inspector will offer the homebuyer a walk through of the
property. This allows the home inspector the opportunity to "begin a dialogue
about home maintenance" says Kevin. This dialogue will be a valuable asset to
the homeowner in the future. Homebuyers should also talk to their real estate
agent about home warranty programs. Many systems or appliances that are
potential future repair costs can be covered by a home warranty that is
renewable each year. A home warranty is a great strategy for any homebuyer, but
especially for those purchasing older homes.

The Language of Home Inspection

Home inspection reports are not difficult to understand. "The body of the
report talks about the systems of the home," states Kevin. The home inspector
should know the difference between "a defect" and "a related item" and be able
to identify these items clearly. The home inspector must speak the language of
real estate so the agent can fully comprehend the report. This allows the real
estate agent to advise the buyer in the best way possible. A "defect" is an
issue about the home that must be addressed immediately. The buyer should expect
the real estate agent to budget the repair of the "defect" into the closing
contract. A "related item" is simply a typical maintenance item that the
homebuyer may need to be prepared to cover now or in the future.

The relationship between a real estate agent and a home inspector is built on
trust. The real estate agent knows the market and typically what items the
sellers and the buyers are financially responsible for at closing. The agent
understands trends in specific regions when looking at the home inspection
report. They analyze the buyer's concerns and close the best deal they can for
their clients. A home inspector must know the real estate business and pay
attention to the details. Kevin says, "...A home inspector must provide
impeccable service and do everything necessary to educate the real estate agent
and the buyer about the home." To learn more about real estate topics such as
renovations, homeowner's insurance or mortgages please visit my website at
www.voncannonrealestate.com. For more information on US Inspect‰ contact Kevin
Salva at 888-US-INSPECT or visit www.usinspect.com.

Elaine VonCannon is an award winning REALTOR with RE/Max Capital in
Williamsburg, Virginia, and she specializes in retirement and relocation in the
Williamsburg South Eastern Virginia area. She is an Accredited Buyer's
Representative as well as a Senior Real Estate Specialist. Elaine VonCannon also
works with real estate investors and home sellers. Elaine is very active in the
community, and serves on two committees with the local board of REALTORS.


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